Ramp and Brex are both corporate card and spend platforms. Ramp describes itself as a finance automation platform with cards, expense management, travel, procurement and bill pay, using AI to automate receipts, coding, approvals and price intelligence. Brex offers corporate cards, expense management, travel, bill pay and banking, and targets startups through enterprise companies. Both publish a $0 entry plan. Ramp Plus is $15 per user per month plus a platform fee; Brex Premium is $12 per user per month.
| Ramp | Brex | |
|---|---|---|
| Workflow | Spend | Spend |
| Published pricing | Free plan $0; Plus $15/user/mo + platform fee source | Essentials $0/user/mo; Premium $12/user/mo source |
| What it does | Ramp is a finance automation platform with corporate cards, expense management, travel, procurement and bill pay. It uses AI to automate receipts, coding, approvals and price intelligence. | Brex is a finance platform offering corporate cards, expense management, travel, bill pay and banking. It targets startups through enterprise companies. |
Navan (formerly TripActions) is a corporate travel and expense management platform. It combines booking, corporate cards and expense reporting in one app.
Pricing: Expense free for first 5 users, then $15/user/mo source
Both publish a free tier: Ramp's Free plan is $0 and Brex Essentials is $0 per user per month, according to each vendor's pricing page.
On list price, Brex Premium is $12 per user per month and Ramp Plus is $15 per user per month plus a platform fee. Check both pricing pages for current terms.
Brex lists banking as part of its platform alongside cards, expenses, travel and bill pay.