AI Finance Stack
AI Finance Tool Buyer’s Checklist
Questions to answer before you buy close, AP, spend, FP&A, tax or audit software. Free to print and share.
Download the pricing sheet (CSV, all 116 tools)
Pricing and contract
- Is pricing published? Only 26 of the 116 tools we track publish it, so ask for a written quote.
- What is the unit: per user, per entity, per filing, per market, or a platform fee?
- Are there setup, implementation or onboarding fees?
- What is the minimum term and seat count, and how does price change at renewal?
- Can you exit with your data in a standard format?
Fit with your stack
- Does it integrate natively with your ERP or general ledger (NetSuite, QuickBooks, Xero, Sage Intacct)?
- Is the sync two-way, and how often does it run?
- Which bank, card, payroll and billing systems connect out of the box?
- Does it replace a tool you already pay for, or add one?
AI: what it actually does
- Which tasks does the AI do end to end, and which need a human to approve?
- Can you see why the AI made each suggestion or entry?
- What accuracy or match rate does the vendor measure, and on whose data?
- Is your data used to train shared models? Can you opt out?
Controls and audit
- Is there an audit trail of every change, including AI-made ones?
- Can you set approval workflows and segregation of duties?
- Will your auditors accept its reports and evidence?
- Does it support multi-entity and multi-currency if you need them?
Security and compliance
- Does the vendor have a SOC 1 and/or SOC 2 Type II report you can review?
- Does it support SSO and role-based permissions?
- Where is data stored, and is it encrypted at rest and in transit?
Rollout
- How long does a typical implementation take for a team your size?
- What does the vendor do versus your team?
- Can you talk to a reference customer of a similar size?
- What does success look like at 30, 60 and 90 days?
From AI Finance Stack, aifinancestack.com. Last updated October 11, 2026.