New: the 2026 guide to AI month-end close software

Buying guides

Puzzle vs Digits: AI-Native Accounting Software Compared

Puzzle and Digits are both AI-native accounting platforms rather than add-ons to an older ledger. Puzzle is aimed at startups, with real-time financials, native integrations to tools like Stripe, Brex and Gusto, and tax-ready books; plans run from $30 to $360 per month. Digits offers automated bookkeeping on a real-time general ledger, plus AI bill pay and invoicing; plans run from $65 to $250 per month.

At a glance

PuzzleDigits
WorkflowCloseClose
Published pricingStarter $30/mo, Core $72/mo, Complete $120/mo, Scale $360/mo sourceEssentials $65/mo, Core $100/mo, Pro $250/mo source
What it doesPuzzle is AI-native accounting software aimed at startups. It produces real-time financials with native integrations to tools like Stripe, Brex and Gusto, and keeps books tax-ready.Digits is AI-native accounting software with automated bookkeeping and a real-time general ledger. It also includes AI bill pay and invoicing.

The two platforms

Puzzle Close

Puzzle is AI-native accounting software aimed at startups. It produces real-time financials with native integrations to tools like Stripe, Brex and Gusto, and keeps books tax-ready.

Pricing: Starter $30/mo, Core $72/mo, Complete $120/mo, Scale $360/mo source

Digits Close

Digits is AI-native accounting software with automated bookkeeping and a real-time general ledger. It also includes AI bill pay and invoicing.

Pricing: Essentials $65/mo, Core $100/mo, Pro $250/mo source

Other AI-native ledgers and bookkeeping

Rillet Close

Rillet is an AI-native ERP built to shorten the close, with a stated goal of a "zero-day close". It automates revenue recognition and real-time reporting for growing companies.

Pricing: Not publicly listed

Campfire Close

Campfire is an AI-native ERP for lean finance teams. It automates reconciliations, revenue workflows and the close so teams can scale without adding headcount.

Pricing: Not publicly listed

Kick Close

Kick is an agentic ledger that does bookkeeping alongside business owners and accountants. It has a free tier and paid plans for accrual accounting and multi-entity books.

Pricing: Free; Basic $40/mo; Plus $100/mo; Advanced $300/mo source

Pilot Close

Pilot provides bookkeeping, tax and CFO services for startups and small businesses. Its accountants work on top of Pilot's own software.

Pricing: Bookkeeping Essentials from $99/mo; tax from $750/yr source

Frequently asked questions

What is the cheapest Puzzle plan?

Puzzle's Starter plan is $30 per month, per its pricing page.

Does Digits include bill pay?

Yes. Digits lists AI bill pay and invoicing alongside bookkeeping.

Data checked October 11, 2026, from vendor websites. How we make money.

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